Rakesh Sinha eyed his son Sujay with pride. He was just 30, and he had already bought a flat in an upmarket locality. "Papa, you enter the house first with ma," Sujay said and his wife Chandni nodded with a smile.
Rakesh and Kamla entered the house - feeling overwhelmed that their eldest son at least had achieved what they themselves couldn't in all these years. Rakesh had worked for 45 years in a government department, rising up the ranks but still only modestly. And it had showed in the way they lived.
Rakesh's eyes brimmed as he saw the sparkling new home. Dull walls, leaky roofs, makeshift homes - that is what they had managed with most of their lives. In the initial years, he had to take care of his parents and siblings. Then, what he earned barely met the needs of his growing children. Though loans started becoming available when he was in his late forties, he could not afford the EMI. They had shifted from one rented house to another, sometimes changing children's school to suit the locality, sometimes the house closer to where they studied. They had to be happy with the simple joys life offered. And the greatest relief was when a loan was repaid.
Luckily, he had been able to give his children good education - or rather, they were able to make the most of what was available and all were in good jobs, earning well... And here was proof that their sacrifices had paid rich dividends.
He felt a tremor in his heart every time he thought of the loan that Sujay had taken, but his son and daughter-in-law had assured him that the repayment terms were very reasonable and easy. "In your times, being indebted to anyone was a shame... Now every one has at least one EMI to pay," Sujay assured his father.
"Times are changing," Rakesh agreed. His friends seemed to have similar stories to tell. In fact, they were envious of the current trend. "If only we had had this facility! We could have done so much for our children!"
